49 Main St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 49 Main St, Topsfield, MA 01983

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 5.5 ba · 5,290 sqft · built 1840
Lot Size	0.448 acres (19,502 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jun 2017)
Tax Bill	$14,944 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0041 B:0029 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0041 B:0029 L`
Alternative APN	`1455`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	16 Units
Stories	2 Stories
Building Area	5,290 sqft Total Area
Gross Area	9,741 sqft
Basement Area	1,665 sqft
Unfinished Basement	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,502 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1455
Street Address	49 MAIN ST
City	TOPSFIELD
State	MA
Zip	01983-1845
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BV
Legal Block	29
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2003
Census Tract	214100

Owner

49 Main St, a commercial property, is owned by two individuals who bought it in June 2017.

Source: Essex County and Topsfield Town records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 MAPLE ST, TOPSFIELD, MA 01983-1809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Book / Page	35990 / 250
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 30, 2017
Property Address	49 MAIN ST, TOPSFIELD, MA 01983-1845
Document Number	35990-250
Book / Page	35990 / 250
Instrument	776
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MAIN ST, TOPSFIELD, MA 01983-1845

Mortgage

Document Number	359900256
Date	Jun 30, 2017
Instrument	35990/0256

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Main St was $14,944, up 13.4% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,944.00 (+13.41%)	$996,900 (+11.14%) Land $577,700 Building $419,200
2024	$13,177.00 (-4.05%)	$897,000 (-0.72%) Land $552,000 Building $345,000
2023	$13,733.00	$903,500 Land $552,000 Building $351,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20