49 Lucerne Dr, Highlands, NC 28741 Property Records

Macon County property record for 49 Lucerne Dr, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,944 sqft · built 1989
Lot Size0.67 acres (29,185 sqft)
OwnerCompany Name on Record
Last Sale$520,000 (May 2021)
Tax Bill$3,897 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7540122190

Property Details

APN / Parcel Number

Primary APN7540122190
Alternative APNs
  • 0519349
  • 149496

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,606 sqft Heated Area
1st Floor Area1,634 sqft
Upper Floors Area972 sqft
Basement Area972 sqft
Finished Basement972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area29,185 sqft (0.67 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area440 sqft
Deck Area249 sqft
Patio Area1,078 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerConnected

Location & Zoning

Account Number149496
Street Address49 LUCERNE DR
CityHIGHLANDS
StateNC
Zip28741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionLOT 22 ALPINE ESTATES
Legal SubdivisionALPINE ESTATES
Legal Lot Number22
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1028
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1075 SE SAINT LUCIE BLVD, STUART, FL 34996-1328
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2021 · Amount on Record
Deed SaleMay 7, 2021 · Amount on Record
Deed Document Number20214446
Deed Book / Page40 / 1796
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMay 7, 2021
Property Address49 LUCERNE DR, HIGHLANDS, NC 28741
Document NumberW40/1796
Book / PageW-40 / 1796
Map ReferenceCARD 984
Instrument DateMay 6, 2021
Instrument2021004446
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 SOUTHEAST ST, STUART, FL 34996

Mortgage

Document Number2021004447
DateMay 7, 2021
Instrument2021004447
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityHighlands Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,897.00 (+39.63%)$875,220 (+28.17%) Land $180,450 Building $694,770$875,220 (+28.17%) Land $180,450 Building $694,770
2025$2,791.00 (+0.43%)
2023$2,779.00$682,840 Land $180,450 Building $502,390$682,840 Land $180,450 Building $502,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2003–2004)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HIGHLANDS
serves 6,614 people · EPA ID NC0157015
Water SourceSurface water
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
2,500 / 2,500
Vyve Broadband
Cable
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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