49 Locust Dr, Kenilworth, NJ 07033 Property Records

Union County and Kenilworth Borough property record for 49 Locust Dr, Kenilworth, NJ 07033

Property Summary

Property Type	Single Family Home
Details	built 1943
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Apr 2026)
Tax Bill	$10,242 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00096-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`08-00096-0000-00013`
Alternative APNs	`0800SEC200075` `080009600013`

Interior

Stories	1 Story

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	104 ft deep x 49 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0800SEC200075
Street Address	49 LOCUST DR
City	KENILWORTH
State	NJ
Zip	07033-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BLUE RDG MANOR
Legal Block	96
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	KENILWORTH
Census Block Group	3
Census Block	3010
Census Tract	33600

Owner

49 Locust Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Union County and Kenilworth Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 29, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 29, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Oct 7, 2011 · Amount on File
Deed Document Number	202654429
Deed Book / Page	6617 / 2036
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0058800684
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 29, 2026
Property Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520
Document Number	0000091944
Book / Page	15794 / 2526
Instrument Date	Apr 6, 2026
Instrument	202691944
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091944,
Date	Apr 29, 2026
Book Page	15794/2526
Instrument	202691944

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 29, 2026
Property Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520
Document Number	0000054429
Book / Page	6617 / 2036
Instrument Date	Apr 1, 2026
Instrument	2026.54429
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520

Mortgage

Document Number	0000091944,
Date	Apr 29, 2026
Instrument	2026..91944

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 29, 2026
Property Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520
Document Number	0066172036
Book / Page	6617 / 2036
Instrument Date	Apr 1, 2026
Instrument	202654429
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 LOCUST DR, KENILWORTH, NJ 07033-1520

Mortgage

Document Number	0000091944,
Date	Apr 29, 2026
Instrument	202691944

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 49 Locust Dr was $10,242, up 3.8% from the year before.

Source: Union County and Kenilworth Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Kenilworth Borough
Unified School District	Kenilworth Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,600 (-) Land $75,000 Building $79,600	$154,600 (-) Land $75,000 Building $79,600
2025	$10,242.00 (+3.79%)	$154,600 Land $75,000 Building $79,600	$154,600 Land $75,000 Building $79,600
2024	$9,868.00
2023		$154,600 Land $75,000 Building $79,600	$154,600 Land $75,000 Building $79,600
2022	$8,268.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 49 Locust Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1991–2021)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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