49 Lancaster Cv, Jackson, TN 38305 Property Records

Madison County property record for 49 Lancaster Cv, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,357 sqft · built 2020
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Apr 2020)
Tax Bill	$4,233 (2022)
Deeds & Mortgages	Aug 2021 Second Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057032F F 01400`

Property Details

APN / Parcel Number

Primary APN	`057032F F 01400`
Alternative APN	`032F F 01400`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,357 sqft Living Area
1st Floor Area	2,349 sqft
Upper Floors Area	1,008 sqft

Exterior

Year Built	Built 2020
Exterior Material	Brick
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 LANCASTER CV
City	JACKSON
State	TN
Zip	38305-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1814 BLK:18 DIST:03 CITY/MUNI/TWP:JACKSON SUBD:WYNDCHASE MAP REF:032F
Legal Subdivision	WYNDCHASE
Legal Block	18
Legal Lot Number	1814
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2058
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 LANCASTER CV, JACKSON, TN 38305-1958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRSTBANK
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Apr 1, 2019	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	20004829
Deed Book / Page	D0757 / 356
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	49 LANCASTER CV, JACKSON, TN 38305-1958
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2169/296
Date	Aug 18, 2021
Book Page	T2169/296
Instrument	21011803

Lender

Name	FIRSTBANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2031

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 28, 2020
Property Address	49 LANCASTER CV, JACKSON, TN 38305-1958
Document Number	0000004829
Book / Page	00D757 / 000356
Instrument Date	Apr 24, 2020
Instrument	4829
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 LANCASTER CV JACKSON TN 383051958, JACKSON, TN 38305-1958

Mortgage

Document Number	4830
Date	Apr 28, 2020
Book Page	0T2121/000089
Instrument	4830

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 1, 2019
Property Address	49 LANCASTER CV, JACKSON, TN 38305-1958
Document Number	0000003620
Book / Page	00D750 / 001564
Instrument Date	Apr 1, 2019
Instrument	3620
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$183.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 MOUNT ZION ROAD 2 HUMBOLDT TN 383436843, HUMBOLDT, TN 38343-6843

Mortgage

Document Number	3621
Date	Apr 1, 2019
Book Page	0T2091/001428
Instrument	3621

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MO 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,475 (-) Land $12,500 Building $108,975
2023		$121,475 Land $12,500 Building $108,975
2022	$4,233.00		$485,900 Land $50,000 Building $435,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, Verizon.

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