49 Lake Pointe Ct, Bigfork, MT 59911 Property Records

Flathead County property record for 49 Lake Pointe Ct, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,636 sqft · built 2017
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,625 (2026)
Deeds & Mortgages	Jul 2017 Construction Loan Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R628306`

Property Details

APN / Parcel Number

Primary APN	`R628306`
Alternative APNs	`07-3835-26-3-24-07-0000` `0000505053`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	2,636 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
View / Lot	Golf Course
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	87 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000505053
Street Address	49 LAKE POINTE CT
City	BIGFORK
State	MT
Zip	59911-6289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR VILLAGE AT EAGLE BEND PH 2BB, S26, T27 N, R20 W, LOT 1, ASSR# 0000505053
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	HARBOR VILLAGE AT EAGLE BEND PH 2BB
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	3
Census Block	3001
Census Tract	1304

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 LAKE POINTE CT, BIGFORK, MT 59911-6289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Apr 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017
Deed Sale	Apr 27, 2017
Prior Sale	May 21, 2013
Deed Document Number	20178374
Prior Transfer Date	May 16, 2013
Prior Transfer Doc	0000012198
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	49 LAKE POINTE CT, BIGFORK, MT 59911-6289
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700017633
Date	Jul 28, 2017
Instrument	201700017633

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	5 Years
Min Rate At Change	4.22%
Max Rate At Change	9.62%
Index	5-Year CMT
Margin	3
Max Rate	9.62%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	49 LAKE POINTE CT, BIGFORK, MT 59911-6289
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900030831
Date	Nov 25, 2019
Instrument	201900030831

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 27, 2017
Property Address	49 LAKE POINTE CT, BIGFORK, MT 59911-6289
Document Number	201700008374
Instrument Date	Apr 19, 2017
Instrument	201700008374
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3597 PADRE CT, NISSWA, MN 56468-2477

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,625.00 (-46.71%)	$1,015,900 (+11.54%)
2025			$1,015,900 (+11.54%) Land $244,572 Building $771,328
2023	$6,802.00	$910,767	$910,767 Land $222,547 Building $688,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Glacier Broadband.

Nearby Properties on Lake Pointe Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures