49 Lake Cottage Ln, Shell Knob, MO 65747 Property Records

Stone County property record for 49 Lake Cottage Ln, Shell Knob, MO 65747

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 2023
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-5.0-16-000-000-007.023`

Property Details

APN / Parcel Number

Primary APN	`15-5.0-16-000-000-007.023`

Interior

Building Area	1,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 LAKE COTTAGE LN
City	SHELL KNOB
State	MO
Zip	65747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THE COTTAGES LOT 23
Legal Range	24
Legal Township	22
Legal Section	16
Legal Subdivision	THE COTTAGES
Legal Lot Number	23
Jurisdiction	STONE MO
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2003
Census Tract	90401

Owner

Source: Stone County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5704 RAINDROP CV, AUSTIN, TX 78759-6249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF KANSAS
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK OF SOUTHERN MISSOURI
Dec 22, 2020	Warranty Deed, Transfer
Dec 22, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020
Deed Sale	Dec 22, 2020
Deed Document Number	202016413
Prior Transfer Date	Dec 19, 2020
Prior Transfer Doc	0000016412
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	49 LAKE COTTAGE LN, SHELL KNOB, MO 65747-7501
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008443
Date	Jul 21, 2020
Instrument	202000008443

Lender

Name	CITIZENS BANK OF KANSAS
Type	Bank
Address	DERBY, KS 67037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	49 LAKE COTTAGE LN, SHELL KNOB, MO 65747-7501
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5704 RAINDROP CV, AUSTIN, TX 78759-6249

Mortgage

Document Number	202100019471
Date	Dec 3, 2021
Instrument	202100019471

Lender

Name	FREEDOM BANK OF SOUTHERN MISSOURI
Type	Bank
Address	SHELL KNOB, MO 65747

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 29, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Dec 22, 2020
Property Address	49 LAKE COTTAGE LN, SHELL KNOB, MO 65747-7501
Document Number	202000016413
Map Reference	MB 59 PG 22
Instrument Date	Dec 21, 2020
Instrument	202000016413
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5704 RAINDROP CV, AUSTIN, TX 78759-6249

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONE MO
Recording Date	Dec 22, 2020
Property Address	49 LAKE COTTAGE LN, SHELL KNOB, MO 65747-7501
Document Number	202000016412
Map Reference	MB 59 PG 22
Instrument Date	Dec 19, 2020
Instrument	202000016412
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 E REMINGTON DR, GILBERT, AZ 85297-7788

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Blue Eye R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (-0.18%)	$61,410 (+7,040.7%)	$323,200 (+7,082.22%) Land $22,500 Building $300,700
2024	$3,306.00 (+7,086.96%)
2023	$46.00	$860	$4,500 Land $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL BEACH SUBD private · serves 91 people · EPA ID MO5031192
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	13 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: T-Mobile, Table Rock Broadband, Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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