49 Lainey Ln, Kingston, NY 12401 Property Records

Ulster County and Ulster Town property record for 49 Lainey Ln, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,212 sqft · built 1971
Lot Size	0.549 acres (23,940 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2018)
Tax Bill	$15,417 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`515400 56.9-5-12`

Property Details

APN / Parcel Number

Primary APN	`515400 56.9-5-12`
Alternative APN	`125960.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	812 sqft
Finished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,940 sqft (0.549 acres)
Lot Dimensions	199 ft deep x 120 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	160 sqft
Patio Area	1,046 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	125960.000
Street Address	49 LAINEY LN
City	KINGSTON
State	NY
Zip	12401-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Subdivision	SUBDIVISION OF HILLSIDE ACRES SECTION #9
Legal Block	5
Legal Lot Number	12.000
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2001
Census Tract	951600

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 LAINEY LN, KINGSTON, NY 12401-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Apr 16, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 2, 2018	Grant Deed, Transfer WENDIE C REID
Dec 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	May 19, 2000 · Amount on Record
Deed Document Number	201810625
Deed Book / Page	6325 / 336
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	49 LAINEY LN, KINGSTON, NY 12401-6109
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002536
Date	Mar 12, 2024
Book Page	13261/44
Instrument	2024-2536

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 16, 2020
Property Address	49 LAINEY LN, KINGSTON, NY 12401-6109
Document Number	0000005146
Book / Page	006588 / 000228
Instrument Date	Apr 10, 2020
Instrument	5146
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICES CORPORATION, TITLE SVCS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,256.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ALTAMONT DR HURLEY NY 124435901, HURLEY, NY 12443-5901

Mortgage

Document Number	5147
Date	Apr 16, 2020
Book Page	012042/000097
Instrument	5147

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Aug 2, 2018
Property Address	49 LAINEY LN, KINGSTON, NY 12401-6109
Document Number	0000010625
Book / Page	006325 / 000336
Instrument Date	Jul 18, 2018
Instrument	10625
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	WALL STATE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 MAIDEN LN KINGSTON NY 124014526, KINGSTON, NY 12401-4526

Mortgage

Document Number	10626
Date	Aug 2, 2018
Book Page	011616/000271
Instrument	10626

Lender

Name	WENDIE C REID
Address	469 GUILFORD RD, NEW PALTZ, NY 12561-4115

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 1, 2020

Interest

Rate	8.5%

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ULSTER NY
Recording Date	Dec 20, 2017
Property Address	49 LAINEY LN, KINGSTON, NY 12401-6109
Document Number	0000018669
Book / Page	006247 / 000191
Instrument Date	Dec 6, 2017
Instrument	18669
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018

Transaction

Amount	Amount Recorded
Tax	$1,044.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD WESTLAKE VILLAGE CA 913613027, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,417.00 (+235.37%)	$269,500 (-) Land $53,200 Building $216,300	$657,317 (+21.95%) Land $129,756 Building $527,561
2023		$269,500 (-) Land $53,200 Building $216,300	$539,000 (+1%) Land $106,400 Building $432,600
2022		$269,500 Land $53,200 Building $216,300	$490,000 Land $96,727 Building $393,273
2021	$4,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Archtop Fiber.

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