49 Kanawha St, Poca, WV 25159 Property Records

Putnam County property record for 49 Kanawha St, Poca, WV 25159

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2019 Mortgage May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2-0181.0000`

Property Details

APN / Parcel Number

Primary APN	`01-2-0181.0000`
Alternative APN	`40-01-2-0181.0000`

Exterior

Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 KANAWHA ST
City	POCA
State	WV
Zip	25159-7214
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 203 BANCROFT
Legal Subdivision	EAST PLYMOUTH
Legal Lot Number	203
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5005
Census Tract	20100

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 195, BANCROFT, WV 25011-0195
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
May 11, 2021	Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	49 KANAWHA ST, BANCROFT, WV 25011
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001206/400
Date	Jan 24, 2019
Book Page	1206/400
Instrument	004556330012

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.88%
Max Rate At Change	6.75%
Index	1-Year CMT

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM WV
Recording Date	May 11, 2021
Property Address	49 KANAWHA ST, BANCROFT, WV 25011
Document Number	000596/696
Book / Page	596 / 696
Instrument Date	Feb 25, 2021
Instrument	005045000003
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 KANAWHA ST, BANCROFT, WV 25011
Investor	Possibly a Property Investor

Mortgage

Document Number	0050450000041286810
Date	May 11, 2021
Instrument	0050450000041286810

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
Municipality	Bancroft Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$1,140 (+5.56%) Land $1,140	$1,900 (+5.56%) Land $1,900
2025	$1,080 (-) Land $1,080	$1,800 (-) Land $1,800
2023	$1,080 Land $1,080	$1,800 Land $1,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.2% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum, T-Mobile.

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