49 Jefferson Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 49 Jefferson Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 975 sqft · built 2017
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Feb 2023)
Tax Bill	$979 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 194.15-3-12`

Property Details

APN / Parcel Number

Primary APN	`094200 194.15-3-12`
Alternative APN	`420019401500030120000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	625 sqft
Upper Floors Area	350 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	49 JEFFERSON RD
City	PLATTSBURGH
State	NY
Zip	12901-6730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	5
Census Block	5001
Census Tract	100800

Owner

Source: Clinton County and Plattsburgh Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 JEFFERSON RD, PLATTSBURGH, NY 12901-6730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Feb 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION
Mar 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Document Number	2023330033
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Recording Date	Jul 20, 2026
Property Address	49 JEFFERSON RD, PLATTSBURGH, NY 12901-6730
Document Number	0000351532
Instrument Date	Jun 30, 2026
Instrument	2026351532
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 JEFFERSON RD, PLATTSBURGH, NY 12901-6730

Mortgage

Document Number	0000351532,
Date	Jul 20, 2026
Instrument	2026351532

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Feb 21, 2023
Property Address	49 JEFFERSON RD, PLATTSBURGH, NY 12901
Document Number	0000330033
Instrument Date	Feb 17, 2023
Instrument	20230-00330033
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 NORTH AVE, BURLINGTON, VT 05408-1207

Mortgage

Document Number	23000330034
Date	Feb 21, 2023
Instrument	230-00330034

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 12, 2020
Property Address	49 JEFFERSON RD, PLATTSBURGH, NY 12901
Document Number	0000306655
Instrument Date	Mar 9, 2020
Instrument	306655
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	917 E 27TH ST HOUSTON TX 770091015, HOUSTON, TX 77009-1015

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$979.00	$150,000 (+5%) Land $19,300 Building $130,700	$158,600 (+34.86%) Land $20,407 Building $138,193
2023		$100,000 Land $12,400 Building $87,600	$117,600 Land $14,582 Building $103,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	13 (1978–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jefferson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures