49 Iron Gate Dr, Zebulon, NC 27597 Property Records

Johnston County property record for 49 Iron Gate Dr, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,632 sqft · built 2020
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$284,000 (Oct 2020)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11M04039V`

Property Details

APN / Parcel Number

Primary APN	`11M04039V`
Alternative APN	`2000232957`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,316 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000232957
Street Address	49 IRON GATE DR
City	ZEBULON
State	NC
Zip	27597-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 26 STONERIDGE FARM PH 1 90/54
Legal Subdivision	STONERIDGE FARM
Legal Phase	1
Legal Lot Number	26
Jurisdiction	JOHNSTON NC
Township / Civil Division	O'NEALS
Census Block Group	4
Census Block	4005
Census Tract	40205

Owner

Source: Johnston County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	49 IRON GATE DR, ZEBULON, NC 27597-9730
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 23, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2020685068
Deed Book / Page	5734 / 509
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Sep 22, 2026
Property Address	49 IRON GATE DR, ZEBULON, NC 27597-9730
Document Number	0000031100
Book / Page	7193 / 175
Instrument Date	Sep 16, 2026
Instrument	202631100
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRON GATE DR, ZEBULON, NC 27597-9730

Mortgage

Document Number	0000031100,
Date	Sep 22, 2026
Book Page	7193/175
Instrument	202631100

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2046

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	49 IRON GATE DR, ZEBULON, NC 27597-9730
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	MEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007484
Date	Mar 18, 2024
Book Page	6633/988
Instrument	2024007484

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	49 IRON GATE DR, ZEBULON, NC 27597-9730
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 IRON GATE DR, ZEBULON, NC 27597-9730

Mortgage

Document Number	0000787796
Date	Dec 20, 2021
Book Page	6141/125
Instrument	2021787796

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2050

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 23, 2020
Property Address	49 IRON GATE DR, ZEBULON, NC 27597-9730
Document Number	0000685068
Book / Page	5734 / 509
Map Reference	MB 90 PG 54
Instrument Date	Oct 23, 2020
Instrument	2020685068
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 IRON GATE DR, ZEBULON, NC 27597-9730

Mortgage

Document Number	0000685069
Date	Oct 23, 2020
Instrument	2020685069

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (+8.49%)	$380,430 (+38.86%) Land $50,000 Building $330,430	$380,430 (+38.86%) Land $50,000 Building $330,430
2023	$2,191.00	$273,970 Land $40,000 Building $233,970	$273,970 Land $40,000 Building $233,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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