Passaic County and Pompton Lakes Borough property record for 49 Howard St, Pompton Lakes, NJ 07442
| Property Type | Single Family Home |
|---|---|
| Details | 1,017 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Feb 2022) |
| Tax Bill | $7,138 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00300-0000-00002 |
| Primary APN | 09-00300-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,017 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 110 ft deep x 33 ft wide |
| Street Address | 49 HOWARD ST |
|---|---|
| City | POMPTON LAKES |
| State | NJ |
| Zip | 07442-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | BOROUGH/POMPTON LAKES |
| Legal Block | 300 |
| Legal Lot Number | 2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | POMPTON LAKES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 196403 |
49 Howard St is owned and occupied by two individuals who bought it in February 2022.
Source: Passaic County and Pompton Lakes Borough records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 HOWARD ST, POMPTON LAKES, NJ 07442-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 21, 2021 | Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Oct 26, 2021 | Bargain and Sale Deed, Transfer ZWIREN TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on File |
| Deed Sale | Feb 3, 2022 · Amount on File |
| Prior Sale | Oct 26, 2021 · Amount on File |
| Deed Document Number | 20227202 |
| Deed Book / Page | 4235 / 169 |
| Prior Transfer Date | Nov 7, 2002 |
| Prior Transfer Doc | 0527000176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 3, 2022 |
| Property Address | 49 HOWARD ST, POMPTON LAKES, NJ 07442-1133 |
| Document Number | 0000007202 |
| Book / Page | D4235 / 169 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2022007202 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 MACDOUGAL ST, 125, NEW YORK, NY 10012-1027 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 49 HOWARD ST, POMPTON LAKES, NJ 07442-1133 |
| Document Number | 0000007203 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022007203 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 21, 2021 |
| Property Address | 49 HOWARD ST, POMPTON LAKES, NJ 07442-1133 |
| Document Number | 0000040945 |
| Book / Page | D4065 / 1 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021040945 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | ZWIREN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 SPARROW CIR, 48, NEWTON, NJ 07860-1492 |
| Name | Verified Name |
|---|---|
| Address | 125 MACDOUGAL ST, NEW YORK, NY 10012-1027 |
| Document Number | 0000040946 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021040946 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 1, 2022 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 26, 2021 |
| Property Address | 49 HOWARD ST, POMPTON LAKES, NJ 07442-1133 |
| Document Number | 0000067366 |
| Book / Page | D4162 / 265 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021067366 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | ZWIREN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 DUBEL RD, 8, WAYNE, NJ 07470-2902 |
| Name | Verified Name |
|---|---|
| Address | 70 CLINTON AVE, NEWARK, NJ 07114-2012 |
The 2025 property tax bill for 49 Howard St was $7,138, up 4.8% from the year before.
Source: Passaic County and Pompton Lakes Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Pompton Lakes Borough |
| Unified School District | Pompton Lakes Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,800 (-) Land $108,300 Building $64,500 | $172,800 (-) Land $108,300 Building $64,500 | |
| 2025 | $7,138.00 (+4.75%) | $172,800 Land $108,300 Building $64,500 | $172,800 Land $108,300 Building $64,500 |
| 2024 | $6,814.00 | ||
| 2023 | $172,800 Land $108,300 Building $64,500 | $172,800 Land $108,300 Building $64,500 | |
| 2022 | $6,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POMPTON LAKES MUA serves 11,435 people · EPA ID NJ1609001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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