49 Hoover Dr, Ephrata, PA 17522 Property Records

Lancaster County property record for 49 Hoover Dr, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,038 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-56576-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-56576-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,038 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	949 sqft
Upper Floors Area	1,089 sqft
Basement Area	949 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 HOOVER DR
City	EPHRATA
State	PA
Zip	17522-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	49 HOOVER DR
Legal Subdivision	CHARITY GARDENS PH I & 02
Legal Lot Number	43
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2003
Census Tract	12403

Owner

49 Hoover Dr is owned and occupied by two individuals.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 HOOVER DR, EPHRATA, PA 17522-9184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	49 HOOVER DR, EPHRATA, PA 17522-9184
Document Number	0006440048
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HOOVER DR EPHRATA PA 175229184, EPHRATA, PA 17522-9184

Mortgage

Document Number	0006440048
Date	Jan 28, 2019
Instrument	6440048

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2044

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	49 HOOVER DR, EPHRATA, PA 17522-9184
Document Number	0006311378
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2017
Title Company	CEDAR CLIFF ABSTRACT AGENCY INC, CEDAR CLIFF ABS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 HOOVER DR EPHRATA PA 175229184, EPHRATA, PA 17522-9184

Mortgage

Document Number	0006311378
Date	Jan 13, 2017
Instrument	6311378

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 49 Hoover Dr was $5,458 with a homeowner's exemption, up 2.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,800 Land $46,600 Building $184,200	$230,800 Land $46,600 Building $184,200
2025	$5,458.00 (+2.83%)
2024	$5,308.00	$230,800 Land $46,600 Building $184,200
2018			$230,800 Land $46,600 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Hoover Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1987–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Hoover Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Upward Broadband, Verizon.

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