49 Hilltop Dr, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 49 Hilltop Dr, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 1954
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Feb 2013)
Tax Bill	$8,325 (2025)
Deeds & Mortgages	May 2021 Refinance Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:028 B:0000006`

Property Details

APN / Parcel Number

Primary APN	`MILL M:028 B:0000006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	2,412 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	49 HILLTOP DR
City	MILLIS
State	MA
Zip	02054-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FOREST ACRES
Legal Block	6
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	1
Census Block	1013
Census Tract	407102

Owner

49 Hilltop Dr is owned and occupied by two individuals who bought it in February 2013.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Aug 22, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
May 1, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Oct 23, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MERRIMACK VALLEY FCU
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2013 · Amount on File
Deed Sale	Feb 15, 2013 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Book / Page	31040 / 325
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039421-58
Date	May 21, 2021
Book Page	39421/58
Instrument	66714

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040765-110
Date	Aug 22, 2022
Book Page	40765/110
Instrument	74465

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041169-360
Date	May 1, 2023
Book Page	41169/360
Instrument	25312

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041472-95
Date	Oct 23, 2023
Book Page	41472/95
Instrument	69299

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36562-520
Date	Jan 16, 2019
Book Page	36562/520
Instrument	3844

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	49 HILLTOP DR, MILLIS, MA 02054-1763
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37023-391
Date	Aug 1, 2019
Book Page	37023/391
Instrument	65999

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 Hilltop Dr was $8,325, up 8.7% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,325.00 (+8.72%)	$507,600 (+8.86%) Land $231,100 Building $276,500	$494,950 (+2.68%)
2024	$7,657.00 (+7.97%)	$466,300 (+14.99%) Land $213,300 Building $253,000	$482,030
2023	$7,092.00	$405,500 Land $170,100 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Hilltop Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Hilltop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hilltop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures