49 Hillcrest Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 49 Hillcrest Dr, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,105 sqft · built 1956
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T34 092`

Property Details

APN / Parcel Number

Primary APN	`T34 092`
Alternative APN	`772650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,105 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	280 sqft
Porch	Slab
Porch Area	338 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	772650
Street Address	49 HILLCREST DR
City	TOCCOA
State	GA
Zip	30577-2894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1-4 & PT LOTS 11-13 S B CARTER S/D
Legal Subdivision	S B CARTER S/D
Legal Lot Number	1-4
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3012
Census Tract	970102

Owner

Source: Stephens County records · APN T34 092

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Oct 23, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Feb 25, 2020	Grant Deed, Transfer · Conventional with PMI NORTH GA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2023
Deed Sale	Oct 23, 2023
Prior Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	20231556
Deed Book / Page	1346 / 464
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Investor	Possibly a Property Investor

Mortgage

Document Number	0013150000000307
Date	Nov 16, 2022
Book Page	0000001315/0000000307
Instrument	001888

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 23, 2023
Property Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Document Number	0013460464
Book / Page	1346 / 464
Instrument Date	Oct 23, 2023
Instrument	2023001556
Transaction Type	Transfer
Record Updated	Dec 01, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HILLCREST DR, TOCCOA, GA 30577-2894

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 28, 2023
Property Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Document Number	0013440209
Book / Page	1344 / 209
Instrument Date	Sep 28, 2023
Instrument	D2023001413
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HILLCREST DR, TOCCOA, GA 30577-2894

Mortgage

Document Number	D2023001433
Date	Sep 28, 2023
Instrument	D2023001433

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2053

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 25, 2020
Property Address	49 HILLCREST DR, TOCCOA, GA 30577-2894
Document Number	0012030001
Book / Page	001203 / 000001
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HILLCREST DR TOCCOA GA 305772894, TOCCOA, GA 30577-2894

Mortgage

Document Number	12030004
Date	Feb 25, 2020
Book Page	001203/000004

Lender

Name	NORTH GA CU
Type	Credit Union
Address	TOCCOA, GA 30577

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Feb 24, 2025

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00 (+53.49%) Homeowner's exemption Senior Citizen's exemption	$130,699 (+128.25%) Land $4,168 Building $126,531	$326,747 (+128.25%) Land $10,420 Building $316,327
2023	$1,965.00 (+4.47%) Homeowner's exemption	$57,261 (+7.63%) Land $4,168 Building $53,093	$143,153 (+7.63%) Land $10,420 Building $132,733
2022	$1,881.00 Homeowner's exemption	$53,200 Land $4,168 Building $49,032	$133,000 Land $10,420 Building $122,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 10% of Georgia
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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