49 Hesper St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 49 Hesper St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,354 sqft · built 1965
Lot Size	0.157 acres (6,843 sqft)
Owner	2 Trust Names on File
Last Sale	$595,000 (Jun 2021)
Tax Bill	$7,195 (2026)
Deeds & Mortgages	Nov 2025 Transfer Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0011 L:0026`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0011 L:0026`
Alternative APNs	`M:009=F B:0011 L:0026` `3619024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,278 sqft
Basement Area	1,038 sqft
Unfinished Basement	135 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,843 sqft (0.157 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3619024
Street Address	49 HESPER ST
City	SAUGUS
State	MA
Zip	01906-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	SAUGUS TERRACE
Legal Block	11
Legal Lot Number	26
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208302

Owner

49 Hesper St is owner-occupied and held in a trust since November 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49 HESPER ST, SAUGUS, MA 01906-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Deed Book / Page	40002 / 14
Last Transfer Date	Nov 2, 2025
Transfer Doc	043062-203
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 12, 2025
Property Address	49 HESPER ST, SAUGUS, MA 01906-2231
Document Number	043062-203
Book / Page	43062 / 203
Instrument Date	Nov 2, 2025
Instrument	20251112001820
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HESPE ST, SAUGUS, MA 01906-2231

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	49 HESPER ST, SAUGUS, MA 01906-2231
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037089-346
Date	Oct 18, 2018
Book Page	37089/346
Instrument	181018002630

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 21, 2021
Property Address	49 HESPER ST, SAUGUS, MA 01906-2231
Document Number	0040002-14
Book / Page	40002 / 14
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HESPER ST, SAUGUS, MA 01906-2231

Mortgage

Document Number	0004000216
Date	Jun 21, 2021
Instrument	40002/16

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	49 HESPER ST, SAUGUS, MA 01906-2231
Document Number	37780-355
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 HESPER ST SAUGUS MA 019062231, SAUGUS, MA 01906-2231

Mortgage

Document Number	37780-355
Date	Aug 23, 2019
Book Page	037780/000355
Instrument	1908234610

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 49 Hesper St was $7,195, up 4.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,195.00 (+4.06%)	$690,500 (+6.66%) Land $351,700 Building $338,800	$699,713 (-6.94%)
2025	$6,914.00 (+2.73%)	$647,400 (+2.45%) Land $321,300 Building $326,100	$751,925
2024	$6,730.00 (+4.26%)	$631,900 (+10.22%) Land $312,600 Building $319,300
2023	$6,455.00	$573,300 Land $273,600 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Hesper St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Hesper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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