49 Herbert St, Coldwater, MI 49036 Property Records

Branch County property record for 49 Herbert St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,368 sqft · built 1953
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Aug 2019)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-215-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-215-00`

Interior

Full Baths	1 Bath
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	13,504 sqft (0.31 acres)
Garage Area	1,378 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 HERBERT ST
City	COLDWATER
State	MI
Zip	49036-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 LANPHERE SUBD OF BROWNS SUBD OF LOT 54 LANPHERE ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	LANPHERE SUBD
Legal Lot Number	16,54
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1012
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 HERBERT ST, COLDWATER, MI 49036-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Aug 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Feb 23, 1994
Deed Document Number	20195071
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	49 HERBERT ST, COLDWATER, MI 49036-1420
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006659
Date	Oct 2, 2020
Instrument	2020-06659

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 8, 2019
Property Address	49 HERBERT ST, COLDWATER, MI 49036-1420
Document Number	0201905071
Map Reference	LB 235 PG 413
Instrument Date	Jul 24, 2019
Instrument	2019-05071
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 1ST ST # ST1, ST1, STURGIS, MI 49091-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 W ALDEN ST, COLDWATER, MI 49036-1326

Mortgage

Document Number	0201905068
Date	Aug 8, 2019
Instrument	2019-05068

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 8, 2019
Property Address	49 HERBERT ST, COLDWATER, MI 49036-1420
Document Number	201905070
Map Reference	LB 235 PG 413
Instrument Date	Jun 6, 2019
Instrument	2019-05070
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 HERBERT ST, 49, COLDWATER, MI 49036-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HERBERT ST, COLDWATER, MI 49036-1420

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,550 (+44.56%)	$239,100 (+44.56%)
2025	$2,362.00 (+3.64%)	$82,700 (+37.6%)	$165,400 (+37.6%)
2024	$2,279.00
2023		$60,100	$120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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