49 Harbor St, San Rafael, CA 94901 Property Records

Marin County property record for 49 Harbor St, San Rafael, CA 94901

Property Summary

Property TypeMulti-Family Dwellings
Details2,220 sqft · built 1955
Lot Size0.087 acres (3,787 sqft)
OwnerIndividual Name on File
Last Sale$900,000 (Oct 2005)
Tax Bill$18,766 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone AE (high risk)
APN014-181-06

Property Details

APN / Parcel Number

Primary APN014-181-06

Interior

Units4 Units
Building Area2,220 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleMulti-Family
Lot Area3,787 sqft (0.087 acres)

Location & Zoning

Street Address49 HARBOR ST
CitySAN RAFAEL
StateCA
Zip94901-4061
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal SubdivisionWARNER COURT
Legal Lot Number14
JurisdictionMARIN CA
Township / Civil DivisionSAN RAFAEL
Census Block Group2
Census Block2038
Census Tract112202

Owner

49 Harbor St, a residential property, is owned by an individual who bought it in October 2005.

Source: Marin County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address3527 KIRKHAM ST, SAN FRANCISCO, CA 94122-3025
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Feb 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2005 · Amount on File
Deed SaleOct 21, 2005 · Amount on File
Prior SaleDec 31, 2002 · Amount on File
Deed Document Number200580975
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address49 HARBOR ST, SAN RAFAEL, CA 94901-4061
Transaction TypeMortgage
Record UpdatedMay 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3527 KIRKHAM ST, SAN FRANCISCO, CA 94122-3025

Mortgage

Document Number0000027460
DateApr 23, 2021
Instrument2021-0027460
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address49 HARBOR ST, SAN RAFAEL, CA 94901-4061
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003708
DateFeb 8, 2019
Instrument2019-0003708
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 49 Harbor St was $18,766.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMarin County
MunicipalitySan Rafael City
Elementary School DistrictSan Rafael City Elementary School District (KG - 08)
Secondary School DistrictSan Rafael City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,034,915 (+2%) Land $585,608 Building $449,307
2025$18,766.00$1,014,659 Land $574,128 Building $440,531
2023$17,422.00 (+4.65%)$975,326 Land $551,837 Building $423,489
2022$16,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 49 Harbor St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 73 policies
Nearby Flood Policies73 in force
Nearby Flood Claims81 (1978–2026)
Most Recent ClaimJan 2026 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 10 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 21 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Harbor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARIN MUNICIPAL WATER DISTRICT
serves 188,116 people · EPA ID CA2110002
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Verizon.

Nearby Properties on Harbor St

Nearby Streets

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