Suffolk County and Smithtown Town property record for 49 Harbor Rd, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,096 sqft · built 1929 |
| Lot Size | 4.21 acres (183,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,650,000 (Nov 2022) |
| Tax Bill | $45,139 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473401 4.-1-6 |
| Primary APN | 473401 4.-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,096 sqft Living Area |
| 1st Floor Area | 1,083 sqft |
| 2nd Floor Area | 1,083 sqft |
| Upper Floors Area | 930 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 183,823 sqft |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cabin | 1,100 sqft |
| Boat House | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 49 HARBOR RD |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-40276 TC-73 HITHERBROOK RD RD TO SBRGUENTHER ST JAS HRB |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 135004 |
49 Harbor Rd is owned and occupied by two individuals who bought it in November 2022.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 HARBOR RD, SMITHTOWN, NY 11787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Deed Book / Page | 13176 / 189 |
| Record Updated | Sep 20, 2026 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Head Of The Harbor Village |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,710 Land $4,730 Building $15,980 | $2,588,750 Land $591,250 Building $1,997,500 | |
| 2024 | $45,139.00 | ||
| 2023 | $20,410 Land $4,730 Building $15,680 | $23,460 Land $5,437 Building $18,023 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 49 Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
No cell data coverage reported
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