49 Hamlet St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 49 Hamlet St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1955
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2001)
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136 0000 0058 A`

Property Details

APN / Parcel Number

Primary APN	`136 0000 0058 A`
Alternative APN	`LAWR M:0136 B:0000 L:0058`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,900 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,600 sqft (0.197 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136 0000 0058 A
Street Address	49 HAMLET ST
City	LAWRENCE
State	MA
Zip	01843-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	58
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4000
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 HAMLET ST, LAWRENCE, MA 01843-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION FEDERAL CREDIT UNION
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NESC FEDERAL CREDIT UNION
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2001 · Amount on Record
Deed Sale	Dec 20, 2001 · Amount on Record
Prior Sale	Nov 20, 1998 · Amount on Record
Deed Book / Page	6559 / 155
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Jul 6, 2026
Property Address	49 HAMLET ST, LAWRENCE, MA 01843-2435
Document Number	0000011132
Book / Page	18627 / 159
Instrument Date	Jun 30, 2026
Instrument	202611132
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HAMLET ST, LAWRENCE, MA 01843-2435

Mortgage

Document Number	0000011132,
Date	Jul 6, 2026
Book Page	18627/159
Instrument	202611132

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.79%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	49 HAMLET ST, LAWRENCE, MA 01843-2435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16255-271
Date	Apr 8, 2020
Book Page	16255/271
Instrument	8291

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	49 HAMLET ST, LAWRENCE, MA 01843-2435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16505-161
Date	Sep 22, 2020
Book Page	16505/161
Instrument	25342

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,564.00 (+2.75%)	$528,200 (+4.64%) Land $204,900 Building $323,300	$542,722 (+2.71%)
2025	$4,442.00 (+8.58%)	$504,800 (+14.13%) Land $181,500 Building $323,300	$528,390
2024	$4,091.00 (-5.32%)	$442,300 (+4%) Land $153,300 Building $289,000
2023	$4,321.00	$425,300 Land $153,300 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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