49 Hagerstown Rd, Warwick, RI 02886 Property Records

Warwick City property record for 49 Hagerstown Rd, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1955
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2023)
Tax Bill$5,053 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN37002230000

Property Details

APN / Parcel Number

Primary APN37002230000
Alternative APNs
  • WARW M:370 B:0223 L:0000
  • 131387
  • 142697

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,040 sqft
Basement Area520 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number142697
Street Address49 HAGERSTOWN RD
CityWARWICK
StateRI
Zip02886-8013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block223
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2027
Census Tract21903

Owner

49 Hagerstown Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
NFM LENDING
Sep 1, 2017Deed of Trust, Mortgage
DITECH FINANCIAL LLC
Sep 20, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PROVINCE MORTGAGE ASSOCIATES INC
Jul 14, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
WL PROPERTIES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on File
Deed SaleJun 7, 2023 · Amount on File
Prior SaleSep 20, 2021 · Amount on File
Deed Book / Page10334 / 322
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJun 7, 2023
Property Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013
Document Number010334-322
Book / Page10334 / 322
Instrument DateJun 6, 2023
Instrument5666
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013

Mortgage

Document Number0000005667
DateJun 7, 2023
Instrument5667
Lender
NameNFM LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008893-196
DateSep 1, 2017
Book Page8893/196
Instrument13041
Lender
NameDITECH FINANCIAL LLC
Agreement
AmountAmount on Record
Term240 Months
DueSep 1, 2037

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateSep 20, 2021
Property Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013
Document Number009955-193
Book / Page9955 / 193
Instrument DateSep 16, 2021
Instrument18909
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013

Mortgage

Document Number0000018910
DateSep 20, 2021
Instrument18910
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 14, 2021
Property Address49 HAGERSTOWN RD, WARWICK, RI 02886-8013
Document Number009897-111
Book / Page9897 / 111
Instrument DateJul 13, 2021
Instrument14370
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 10009, CRANSTON, RI 02910-0090

Mortgage

Document Number0000014371
DateJul 14, 2021
Instrument14371
Lender
NameWL PROPERTIES LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 49 Hagerstown Rd was $5,053.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,053.00$397,900 Land $112,900 Building $285,000
2024$405,840
2023$4,826.00 (+8.94%)$340,100 (+43.81%) Land $94,500 Building $245,600
2022$4,430.00$236,500 Land $71,800 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Hagerstown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims11 (1978–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Hagerstown Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

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