49 Grove St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 49 Grove St, Windsor Locks, CT 06096

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,176 sqft · built 1987
Lot Size	0.242 acres (10,534 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (May 2005)
Tax Bill	$2,845 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINL M:29 B:20 L:4-00205800`

Property Details

APN / Parcel Number

Primary APN	`WINL M:29 B:20 L:4-00205800`
Alternative APNs	`00205800` `205800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	600 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,534 sqft (0.242 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	205800
Street Address	49 GROVE ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1829
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RESA
Legal Block	20
Legal Lot Number	4
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2008
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	49 GROVE ST, WINDSOR LOCKS, CT 06096-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit 360 FCU
Jan 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2005 · Amount on Record
Deed Sale	May 20, 2005 · Amount on Record
Prior Sale	Oct 12, 2004 · Amount on Record
Deed Book / Page	338 / 222
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	49 GROVE ST, WINDSOR LOCKS, CT 06096-1829
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000530-964
Date	Oct 13, 2023
Book Page	530/964
Instrument	1647290010

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2028

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	49 GROVE ST, WINDSOR LOCKS, CT 06096-1829
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515-85
Date	Jan 27, 2022
Book Page	515/85
Instrument	1250070018

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,580 (+79.83%) Building $118,580	$83,006 Building $83,006
2024	$2,845.00 (+53.29%)	$65,940 (-) Building $65,940
2023	$1,856.00 (+8.98%)	$65,940 (-) Building $65,940
2022	$1,703.00	$65,940 Building $65,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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