49 Grant St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 49 Grant St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1951
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Dec 2021)
Tax Bill	$4,298 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 115.07-4-3`

Property Details

APN / Parcel Number

Primary APN	`145203 115.07-4-3`
Alternative APN	`52031150700004003000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 GRANT ST
City	LANCASTER
State	NY
Zip	14086-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 1727 10 6O X 15O
Legal Subdivision	PALMER HEIGHTS
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5023
Census Tract	14300

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 GRANT ST, LANCASTER, NY 14086-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LANCASTER-DEPEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Jun 16, 2011 · Amount on Record
Deed Document Number	2021256152
Deed Book / Page	11393 / 3528
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0113933528
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	49 GRANT ST, LANCASTER, NY 14086-2436
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 GRANT ST, LANCASTER, NY 14086

Mortgage

Document Number	0140021218
Date	Jun 29, 2021
Book Page	14002/1218
Instrument	2021125320

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Dec 22, 2021
Property Address	49 GRANT ST, LANCASTER, NY 14086-2436
Document Number	0113933528
Book / Page	11393 / 3528
Instrument Date	Dec 13, 2021
Instrument	2021256152
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 GRANT ST, LANCASTER, NY 14086-2436

Mortgage

Document Number	0140322041
Date	Dec 22, 2021
Instrument	14032/2041

Lender

Name	LANCASTER-DEPEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,298.00 (+186.92%)
2025	$1,498.00 (-64.02%)	$122,000 (-) Land $40,300 Building $81,700	$190,625 (+12.53%) Land $62,969 Building $127,656
2024	$4,163.00	$122,000 (-) Land $40,300 Building $81,700	$169,400 (+4.12%) Land $55,958 Building $113,442
2023		$122,000 Land $40,300 Building $81,700	$162,700 Land $53,744 Building $108,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1985)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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