Carroll County and Effingham Town property record for 49 Granite Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,442 sqft · built 1910 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,729 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | EFFI M:00417 B:000100 L:000000 |
| Primary APN | EFFI M:00417 B:000100 L:000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 4,344 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 187,308 sqft (4.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 49 GRANITE RD |
|---|---|
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 100 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 955801 |
49 Granite Rd is owned and occupied by an individual.
Source: Carroll County and Effingham Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 GRANITE RD, EFFINGHAM, NH 03882-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Property Address | 49 GRANITE RD, EFFINGHAM, NH 03882-8651 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003652-0662 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 3652/662 |
| Instrument | 202200020040 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 49 Granite Rd was $6,729, up 11.5% from the year before.
Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,729.00 (+11.5%) | $437,500 (+99.5%) Land $80,500 Building $357,000 |
| 2024 | $6,035.00 (+11.45%) | $219,300 (-) Land $49,000 Building $170,300 |
| 2023 | $5,415.00 (+4.76%) | $219,300 (-) Land $49,000 Building $170,300 |
| 2022 | $5,169.00 | $219,300 Land $49,000 Building $170,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 49 Granite Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Granite Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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