Washington County and White Creek Town property record for 49 Gilbert St, Apt 2D, Cambridge, NY 12816
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1989 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Apr 2014) |
| Tax Bill | $5,876 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 961A101996 |
| Primary APN | 961A101996 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 8 Units |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Upper Floors Area | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 74 ft deep x 31 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A101996 |
|---|---|
| Street Address | 49 GILBERT ST, 2D |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-2642 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT |
| Legal Description | TOWNHOUSE UNIT 2D |
| Legal Block | 1 |
| Legal Lot Number | 20.016 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 92000 |
49 Gilbert St, Apt 2D is owned and occupied by an individual who bought it in April 2014.
Source: Washington County and White Creek Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 GILBERT ST, 2D, CAMBRIDGE, NY 12816-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2014 · Amount on File |
| Deed Sale | Apr 28, 2014 · Amount on File |
| Prior Sale | Jul 5, 2011 · Amount on File |
| Deed Book / Page | 3400 / 82 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 49 Gilbert St, Apt 2D was $5,876, up 4.7% from the year before.
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,876.00 (+4.67%) | ||
| 2025 | $5,614.00 | $175,000 Land $2,800 Building $172,200 | $210,843 Land $3,373 Building $207,470 |
| 2023 | $175,000 Land $2,800 Building $172,200 | $178,571 Land $2,857 Building $175,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Gilbert St, Apt 2D in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Gilbert St, Apt 2D is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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