Flagler County property record for 49 Freeport Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 2017 |
| Lot Size | 0.237 acres (10,341 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Oct 2017) |
| Tax Bill | $3,566 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00310-0030 |
| Primary APN | 07-11-31-7007-00310-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| Gross Area | 2,681 sqft |
| 1st Floor Area | 1,855 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,341 sqft (0.237 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 FREEPORT LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 7 BL 31 LT 3 OR 147 PG 216 OR 690 PG 451 OR 2134/447 OR 2195/556 OR 2233/326 OR 2472/1091 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 31 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 60107 |
49 Freeport Ln is owned and occupied by two individuals who acquired it in July 2020.
Source: Flagler County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Oct 3, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALEXANDER & JEANEEN BELL |
| Mar 28, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Prior Sale | Jun 8, 2016 · Amount on File |
| Deed Document Number | 201734312 |
| Deed Book / Page | 2233 / 325 |
| Last Transfer Date | Jul 30, 2020 |
| Transfer Doc | 0024721091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Document Number | 0024721091 |
| Book / Page | 2472 / 1091 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020034446 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | OLDE FLORIDA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Document Number | 0024721093 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2472/1093 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 3, 2017 |
| Property Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Document Number | 0022330326 |
| Book / Page | 002233 / 000326 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 34312 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 FREEPORT LN PALM COAST FL 321374427, PALM COAST, FL 32137-4427 |
| Document Number | 22330328 |
|---|---|
| Date | Oct 3, 2017 |
| Book Page | 002233/000328 |
| Instrument | 34313 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Document Number | 0021971102 |
| Book / Page | 002197 / 001102 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13245 ATLANTIC BLVD #4-398 JACKSONVILLE FL 322257118, 4-398, JACKSONVILLE, FL 32225-7118 |
| Document Number | 0021971102 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 002197/001102 |
| Instrument | 12207 |
| Name | ALEXANDER & JEANEEN BELL |
|---|---|
| Address | 44 N RIVERWALK DR, PALM COAST, FL 32137-1317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 5, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 49 FREEPORT LN, PALM COAST, FL 32137-4427 |
| Document Number | 0021950556 |
| Book / Page | 002195 / 000556 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 10728 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13245 ATLANTIC BLVD #4-398 JACKSONVILLE FL 322257118, 4-398, JACKSONVILLE, FL 32225-7118 |
The 2025 property tax bill for 49 Freeport Ln was $3,566 with a homeowner's exemption, up 2.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,566.00 (+2.47%) Homeowner's exemption | $239,374 | $331,558 Land $58,000 Building $273,558 |
| 2024 | $3,480.00 (+2.56%) | ||
| 2023 | $3,393.00 (+4.98%) Homeowner's exemption | $225,853 (+6.25%) | $310,584 (+5.08%) Land $47,000 Building $263,584 |
| 2022 | $3,232.00 Homeowner's exemption | $212,576 | $295,579 Land $47,000 Building $248,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Freeport Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Freeport Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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