49 Franklin St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 49 Franklin St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 1870
Lot Size	0.109 acres (4,757 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jan 2018)
Tax Bill	$12,212 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00424-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-00424-0000-00007`
Alternative APN	`020042400007`

Interior

Stories	2 Stories
Building Area	1,955 sqft Living Area
Gross Area	2,223 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Multi-Family
Lot Area	4,757 sqft (0.109 acres)
Lot Dimensions	116 ft deep x 41 ft wide

Location & Zoning

Old Parcel Number	020042400007
Street Address	49 FRANKLIN ST
City	BLOOMFIELD
State	NJ
Zip	07003-5755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	41 X 116
Legal Block	424
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15800

Owner

49 Franklin St is owned and occupied by two individuals who bought it in January 2018.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 FRANKLIN ST, BLOOMFIELD, NJ 07003-5755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 5, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on File
Deed Sale	Jan 5, 2018 · Amount on File
Deed Document Number	20181018
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	49 FRANKLIN ST, BLOOMFIELD, NJ 07003-5755
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	NEW ERA TITLE & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101744
Date	Aug 18, 2021
Instrument	2021101744

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 5, 2018
Property Address	49 FRANKLIN ST, BLOOMFIELD, NJ 07003-5755
Document Number	0000001018
Instrument Date	Dec 7, 2017
Instrument	2018001018
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 PECK AVE, NEWARK, NJ 07107-3555

Mortgage

Document Number	0000001021
Date	Jan 5, 2018
Instrument	2018001021

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 49 Franklin St was $12,212, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (-) Land $83,500 Building $266,500	$350,000 (-) Land $83,500 Building $266,500
2025	$12,212.00 (+2.86%)	$350,000 Land $83,500 Building $266,500	$350,000 Land $83,500 Building $266,500
2024	$11,872.00
2023		$350,000 Land $83,500 Building $266,500	$350,000 Land $83,500 Building $266,500
2022	$11,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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