49 First St, Ruth, NV 89319 Property Records

White Pine County property record for 49 First St, Ruth, NV 89319

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1930
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Nov 2025)
Tax Bill	$594 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-045-04`

Property Details

APN / Parcel Number

Primary APN	`004-045-04`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 1930
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Fence	Fence
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	004-045-04
Street Address	49 FIRST ST
City	RUTH
State	NV
Zip	89319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLOCK 37, MCGILL TOWNSITE
Legal Subdivision	MCGILL TOWNSITE
Legal Block	37
Legal Lot Number	13
Jurisdiction	WHITE PINE NV
Township / Civil Division	MCGILL
Census Block Group	2
Census Block	2035
Census Tract	970200

Owner

Source: White Pine County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	49 FOURTH ST, MC GILL, NV 89318-9802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	2025-409296
Record Updated	Jun 8, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WHITE PINE NV
Recording Date	Nov 26, 2025
Property Address	49 FIRST ST, RUTH, NV 89319
Document Number	2025409296
Instrument Date	Nov 21, 2025
Instrument	2025-409296
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 34 BOX 34600, ELY, NV 89301-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49 FOURTH ST, MC GILL, NV 89318-9802

Mortgage

Document Number	2025409297
Date	Nov 26, 2025
Instrument	2025-409297

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: White Pine County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	White Pine County
Unified School District	White Pine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$594.00 (+15.56%)	$18,745 (+11.89%) Land $2,916 Building $15,829	$53,556 (+11.89%) Land $8,330 Building $45,226
2023	$514.00 (+7.31%)	$16,753 (+10.89%) Land $2,559 Building $14,194	$47,864 (+10.89%) Land $7,310 Building $40,554
2022	$479.00	$15,108 Land $2,559 Building $12,549	$43,165 Land $7,310 Building $35,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGILL WATER AND SEWER DIST serves 1,200 people · EPA ID NV0000163
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	8 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: ATN International.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First St

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