Cumberland Town property record for 49 Fairview Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Oct 1999) |
| Tax Bill | $3,649 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Feb 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-89 |
| Primary APN | 188-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 690 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 188-89 |
|---|---|
| Street Address | 49 FAIRVIEW AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 110 |
| Legal Block | 49 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11301 |
49 Fairview Ave is owned and occupied by two individuals who bought it in October 1999.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 FAIRVIEW AVE, CUMBERLAND, RI 02864-6815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION |
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION |
| Apr 20, 2022 | Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 1999 · Amount on File |
| Deed Sale | Oct 26, 1999 · Amount on File |
| Deed Book / Page | 827 / 427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 49 FAIRVIEW AVE, CUMBERLAND, RI 02864-6815 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001976-675 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 1976/675 |
| Instrument | 143687 |
| Name | US SMALL BUSINESS ADMINISTRATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 49 FAIRVIEW AVE, CUMBERLAND, RI 02864-6815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00001973-7 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 1973/7 |
| Instrument | 142818 |
| Name | RHODE ISLAND CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 49 FAIRVIEW AVE, CUMBERLAND, RI 02864-6815 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001929-24 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 1929/24 |
| Instrument | 132560 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 49 FAIRVIEW AVE, CUMBERLAND, RI 02864-6815 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1911-203 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 1911/203 |
| Instrument | 128695 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2026 property tax bill for 49 Fairview Ave was $3,649, up 1.1% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,649.00 (+1.08%) | $364,500 (+23.9%) Land $146,900 Building $217,600 | $443,909 |
| 2025 | $3,610.00 | $294,200 Land $107,600 Building $186,600 | |
| 2023 | $3,419.00 (+3.57%) | $294,200 (+33.61%) Land $107,600 Building $186,600 | |
| 2022 | $3,301.00 | $220,200 Land $76,600 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Fairview Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Fairview Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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