Passaic County and Passaic City property record for 49 Exchange Pl, Passaic, NJ 07055
| Property Type | Commercial |
|---|---|
| Details | 3,420 sqft |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,903 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02147-01-00042 |
| Primary APN | 07-02147-01-00042 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,420 sqft Gross Area |
| 1st Floor Area | 3,420 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Lot Area | 3,528 sqft (0.081 acres) |
| Lot Dimensions | 98 ft deep x 36 ft wide |
| Old Parcel Number | 0702147A00042 |
|---|---|
| Street Address | 49 EXCHANGE PL |
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-R |
| Legal Block | 2147 |
| Legal Lot Number | 42 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 175801 |
49 Exchange Pl, a commercial property, is owned by a company.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 422 PATERSON AVE, EAST RUTHERFORD, NJ 07073-1374 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCE BANK |
| Apr 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMERCE BANK |
| Jan 10, 2017 | Deed of Trust, Mortgage FIRST CMRC BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 EXCHANGE PL, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000021153 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | M17936/162 |
| Instrument | 2022021153 |
| Name | FIRST COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, NJ 08701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 EXCHANGE PL, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000022916 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | M17956/122 |
| Instrument | 2022022916 |
| Name | FIRST COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, NJ 08701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 49 EXCHANGE PL, PASSAIC, NJ 07055 |
| Document Number | 0000016756 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41-49 EXCHANGE PL PASSAIC NJ 07055, PASSAIC, NJ 07055 |
| Document Number | 0000016756 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 014978/000195 |
| Instrument | 16756 |
| Name | FIRST CMRC BK |
|---|---|
| Type | Bank |
| Address | 530 PIERMONT RD, CLOSTER, NJ 07624-2848 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 49 Exchange Pl was $14,903, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,000 (-) Land $134,100 Building $215,900 | $350,000 (-) Land $134,100 Building $215,900 | |
| 2025 | $14,903.00 (+3.27%) | $350,000 Land $134,100 Building $215,900 | $350,000 Land $134,100 Building $215,900 |
| 2024 | $14,431.00 | ||
| 2023 | $350,000 Land $134,100 Building $215,900 | $350,000 Land $134,100 Building $215,900 | |
| 2022 | $13,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Exchange Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 49 Exchange Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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