49 Espy Rd, Apt 18B, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 49 Espy Rd, Apt 18B, Caldwell, NJ 07006

Property Summary

Property Type	Condominium
Details	739 sqft · built 1964
Lot Size	0.024 acres (1,037 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2023)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Jun 2023 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00036-01-00018-10`

Property Details

APN / Parcel Number

Primary APN	`03-00036-01-00018-10`
Alternative APNs	`03000360001000180010` `00000981`

Interior

Units	5 Units
Building Area	739 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	1,037 sqft (0.024 acres)

Location & Zoning

Account Number	00000981
Street Address	49 ESPY RD, 18B
City	CALDWELL
State	NJ
Zip	07006-4869
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD
Legal Description	CONDO
Legal Subdivision	EPSY ROAD CONDO
Legal Block	36.1
Legal Lot Number	18.10
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

49 Espy Rd, Apt 18B is owned by an individual who bought it in June 2023.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	49 ESPY RD, 18B, CALDWELL, NJ 07006-4869
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed, Transfer RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE & STLMTS LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Mar 9, 2020	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	202337452
Prior Transfer Date	Mar 26, 2013
Prior Transfer Doc	1242003909
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 22, 2023
Property Address	49 ESPY RD APT 18B, 18B, CALDWELL, NJ 07006-4869
Document Number	0000037452
Instrument Date	Jun 12, 2023
Instrument	2023037452
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE & STLMTS LLC

Transaction

Amount	Amount on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 SAINT CHARLES AVE, WEST CALDWELL, NJ 07006-7263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 ESPY RD APT 18B, 18B, CALDWELL, NJ 07006-4869

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	49 ESPY RD APT 18B, 18B, CALDWELL, NJ 07006-4869
Document Number	0000026634
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 ESPY RD #18B CALDWELL NJ 070064869, 18B, CALDWELL, NJ 07006-4869

Mortgage

Document Number	0000026634
Date	Mar 9, 2020
Instrument	26634

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 9, 2020
Property Address	49 ESPY RD APT 18B, 18B, CALDWELL, NJ 07006-4869
Document Number	0000026633
Instrument Date	Feb 27, 2020
Instrument	26633
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 ESPY RD #18B CALDWELL NJ 070064869, 18B, CALDWELL, NJ 07006-4869

Mortgage

Document Number	26634
Date	Mar 9, 2020
Instrument	26634

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 49 Espy Rd, Apt 18B was $5,983, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,700 (-) Land $90,000 Building $93,700	$183,700 (-) Land $90,000 Building $93,700
2025	$5,983.00 (+2.29%)	$183,700 Land $90,000 Building $93,700	$183,700 Land $90,000 Building $93,700
2024	$5,849.00
2023		$168,700 (-) Land $90,000 Building $78,700	$168,700 (-) Land $90,000 Building $78,700
2022	$5,099.00 (+5.03%)	$168,700 Land $90,000 Building $78,700	$168,700 Land $90,000 Building $78,700
2021	$4,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Espy Rd, Apt 18B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 49 Espy Rd, Apt 18B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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