Hillsdale County property record for 49 Enterprise St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Lot Size | 0.889 acres (38,725 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Apr 2021 Mortgage May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-110-002-030-23-7-4 |
| Primary APN | 20-110-002-030-23-7-4 |
|---|
| Lot Area | 38,725 sqft (0.889 acres) |
|---|---|
| Total Buildings | 3 Buildings |
| Street Address | 49 ENTERPRISE ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9599 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM W1/4 COR SEC TH S ALG W SEC LN 463 FT TO POB TH E 133 FT TH N 100 FT TH E 180.5 FT TH S 166 FT TH W 313.5 TH N 66 FT TO P |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 50400 |
49 Enterprise St, a commercial property, is owned by a company that acquired it in May 2021.
Source: Hillsdale County records, as of August 4, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 312 MICHIGAN ST, READING, MI 49274-9692 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MICHIGAN AREA LOAN FUND |
| May 11, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Jun 17, 2020 | Warranty Deed, Transfer |
| May 28, 2019 | Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 |
| Deed Sale | Jun 17, 2020 |
| Prior Sale | Jun 17, 2020 |
| Deed Document Number | 01764/1200 |
| Deed Book / Page | 1764 / 1200 |
| Last Transfer Date | May 11, 2021 |
| Transfer Doc | 001795/146 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 49 ENTERPRISE ST, READING, MI 49274-9599 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 001793/201 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1793/201 |
| Name | MICHIGAN AREA LOAN FUND |
|---|---|
| Address | GRAND RAPIDS, MI 49525 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 11, 2021 |
| Property Address | 49 ENTERPRISE ST, READING, MI 49274-9599 |
| Document Number | 001795/146 |
| Book / Page | 1795 / 146 |
| Instrument Date | Apr 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 MICHIGAN ST, READING, MI 49274-9692 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 49 ENTERPRISE ST, READING, MI 49274-9599 |
| Document Number | 01764/1200 |
| Book / Page | 1764 / 1200 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8797 WIGENT RD, 8797, READING, MI 49274-9320 |
| Name | Verified Name |
|---|---|
| Address | 312F MICHIGAN ST, READING, MI 49274-9692 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 28, 2019 |
| Property Address | 49 ENTERPRISE ST, READING, MI 49274-9599 |
| Document Number | 01723/0876 |
| Book / Page | 1723 / 0876 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8311 E RT 28, 8311, MARTINSVILLE, OH 45146 |
| Name | Verified Name |
|---|---|
| Address | 429 N MAIN ST, READING, MI 49274 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $35,258 Land $7,675 Building $27,583 | $70,516 Land $15,350 Building $55,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Enterprise St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 49 Enterprise St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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