49 Elm St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 49 Elm St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,662 sqft · built 1890
Lot Size	0.642 acres (27,985 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Aug 2011)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
APN	`ATHO M:00033 B:00025 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00033 B:00025 L:00000`
Alternative APN	`3092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,662 sqft Living Area
Gross Area	3,862 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,985 sqft (0.642 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3092
Street Address	49 ELM ST
City	ATHOL
State	MA
Zip	01331-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00033 B:00025 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 ELM ST, ATHOL, MA 01331-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2011 · Amount on Record
Deed Sale	Aug 12, 2011 · Amount on Record
Prior Sale	Sep 17, 1990 · Amount on Record
Deed Document Number	20117
Deed Book / Page	47707 / 298
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	49 ELM ST, ATHOL, MA 01331-3207
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64876-268
Date	Apr 07, 2021
Book Page	64876/268
Instrument	47696

Lender

Name	HOMETOWN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+4.76%)	$318,700 (+5.74%) Land $74,800 Building $243,900	$322,050 (-4.05%)
2024	$3,867.00 (+2.68%)	$301,400 (+12.38%) Land $72,000 Building $229,400	$335,635
2023	$3,766.00	$268,200 Land $52,000 Building $216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 159 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.