49 el Cerrito Dr, Chico, CA 95973 Property Records

Butte County property record for 49 el Cerrito Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,113 sqft · built 1966
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Feb 2017)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-140-005-000`

Property Details

APN / Parcel Number

Primary APN	`007-140-005-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Modern
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	49 EL CERRITO DR
City	CHICO
State	CA
Zip	95973-0602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 153 BEL-AIRE SUB UNIT 3
Legal Subdivision	BEL-AIRE SUB UNIT 2
Legal Lot Number	153
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3011
Census Tract	202

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	49 EL CERRITO DR, CHICO, CA 95973-0602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 15, 2017	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Document Number	20176257
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0000008404
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	49 EL CERRITO DR, CHICO, CA 95973-0602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 EL CERRITO DR, CHICO, CA 95973-0602

Mortgage

Document Number	0000048720
Date	Nov 20, 2020
Instrument	2020-0048720

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	49 EL CERRITO DR, CHICO, CA 95973-0602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038454
Date	Aug 28, 2019
Instrument	2019-0038454

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 15, 2017
Property Address	49 EL CERRITO DR, CHICO, CA 95973-0602
Document Number	0000006257
Instrument Date	Feb 8, 2017
Instrument	6257
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 EL CERRITO DR CHICO CA 959730602, CHICO, CA 95973-0602

Mortgage

Document Number	6258
Date	Feb 15, 2017
Instrument	6258

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,863 (+2%) Land $147,972 Building $153,891
2025	$3,430.00 (+8.03%)	$295,945 (+4.04%) Land $145,071 Building $150,874
2024			$341,730
2023	$3,175.00 (+1.63%)	$284,455 Land $139,439 Building $145,016
2022	$3,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20

May also be available: AT&T, GeoLinks, T-Mobile, unWired Broadband, Verizon.

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