49 Eagle Lake Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 49 Eagle Lake Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,138 sqft · built 2018
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (Mar 2020)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0540`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	2,138 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,634 sqft (0.313 acres)
Driveway	Concrete Driveway
Driveway Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 EAGLE LAKE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 54 OR 1908/123 OR 2052/671 OR 2132/1265 OR 2323/809 OR 2424/1944
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES-PHASE I
Legal Phase	1
Legal Lot Number	54
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2032
Census Tract	60304

Owner

Source: Flagler County records · APN 35-12-31-2010-00000-0540

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 07, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2020 · Amount on Record
Deed Sale	Mar 03, 2020 · Amount on Record
Prior Sale	Dec 07, 2018 · Amount on Record
Deed Document Number	20208831
Deed Book / Page	2424 / 1944
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0024241944
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 03, 2020
Property Address	49 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0024241944
Book / Page	002424 / 001944
Instrument Date	Feb 21, 2020
Instrument	8831
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$899.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 EAGLE LAKE DR FLAGLER BEACH FL 321364382, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	24241946
Date	Mar 03, 2020
Book Page	002424/001946
Instrument	8832

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 02, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 07, 2018
Property Address	49 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0023230809
Book / Page	2323 / 0809
Map Reference	MB36 PG10-20
Instrument Date	Nov 30, 2018
Instrument	2018045677
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 EAGLE LAKE DRIVE, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	2018045678
Date	Dec 07, 2018
Instrument	2018045678

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 (-11.11%) Homeowner's exemption Veteran's exemption	$243,657 (+5.99%)	$313,400 (+0.8%) Land $58,000 Building $255,400
2024	$3,132.00 (+2.39%)
2023	$3,059.00 (+6.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,893 (+3%)	$310,926 (+2.63%) Land $58,000 Building $252,926
2022	$2,863.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,197	$302,947 Land $58,000 Building $244,947

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 116 locations within half a mile of this property.

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