49 E Sterling St, Wharton, NJ 07885 Property Records

Morris County and Wharton Borough property record for 49 E Sterling St, Wharton, NJ 07885

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,674 sqft · built 1959
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Sep 2019)
Tax Bill	$13,912 (2022)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
APN	`39-02107-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`39-02107-0000-00013`
Alternative APN	`390210700013`

Interior

Stories	1 Story
Building Area	2,674 sqft Gross Area
1st Floor Area	2,674 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	125 ft deep x 84 ft wide

Location & Zoning

Street Address	49 E STERLING ST
City	WHARTON
State	NJ
Zip	07885-2438
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R100
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Subdivision	WOODLAND HOMES SEC 2
Legal Block	2107
Legal Lot Number	13
Jurisdiction	MORRIS NJ
Township / Civil Division	WHARTON
Census Block Group	3
Census Block	3007
Census Tract	45100

Owner

49 E Sterling St is owned by two individuals who bought it in September 2019.

Source: Morris County and Wharton Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 E STERLING ST, WHARTON, NJ 07885-2438
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Jul 24, 2000 · Amount on File
Deed Document Number	201948192
Deed Book / Page	23605 / 1926
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 4, 2019
Property Address	49 E STERLING ST, WHARTON, NJ 07885-2438
Document Number	0236051926
Book / Page	023605 / 001926
Instrument Date	Aug 27, 2019
Instrument	48192
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 E STERLING ST WHARTON NJ 078852438, WHARTON, NJ 07885-2438

Mortgage

Document Number	236051932
Date	Sep 4, 2019
Book Page	023605/001932
Instrument	48193

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Wharton Borough
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Wharton Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,900 (+11.63%) Land $163,000 Building $486,900	$649,900 (+11.63%) Land $163,000 Building $486,900
2025		$582,200 Land $138,000 Building $444,200	$582,200 Land $138,000 Building $444,200
2023		$508,000 Land $133,000 Building $375,000	$508,000 Land $133,000 Building $375,000
2022	$13,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49 E Sterling St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 E Sterling St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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