49 E Porter Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 49 E Porter Rd, Asheville, NC 28803

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,012 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9657-96-3254-00000`

Property Details

APN / Parcel Number

Primary APN	`9657-96-3254-00000`
Alternative APN	`965712963118000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Modular
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Mixed
Garage Area	702 sqft
Carport	Carport
Carport Area	120 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965712963118000
Street Address	49 E PORTER RD
City	ASHEVILLE
State	NC
Zip	28803-1027
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	DEED DATE: 02/07/2005 DEE
Legal Description	DEED DATE: 02/07/2005 DEED: 3917-0280 SUBDIV: BEULAH ELLIS BLOCK: LOT: 1 SECTION: PLAT: 0107-0003
Legal Subdivision	BEULAH ELLIS
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1002
Census Tract	2102

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	49 E PORTER RD, ASHEVILLE, NC 28803-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2005
Deed Sale	Feb 7, 2005
Deed Document Number	0003917280
Deed Book / Page	3917 / 280
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 31, 2026
Property Address	49 E PORTER RD, ASHEVILLE, NC 28803-1027
Document Number	6617000686
Book / Page	6617 / 686
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E PORTER RD, ASHEVILLE, NC 28803-1027

Mortgage

Document Number	6617000686,
Date	Jul 31, 2026
Book Page	6617/686

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	49 E PORTER RD, ASHEVILLE, NC 28803-1027
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E PORTER RD, ASHEVILLE, NC 28803-1027

Mortgage

Document Number	0063880153
Date	Feb 28, 2024
Book Page	6388/153

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (+11.04%)	$383,100 (-)
2023	$2,338.00	$383,100	$383,100 (-) Land $51,400 Building $331,700
2021			$383,100 Land $51,400 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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