49 E Howard St, Girard, OH 44420 Property Records

Trumbull County property record for 49 E Howard St, Girard, OH 44420

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,248 sqft · built 1912
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Oct 2020)
Tax Bill	$946 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-338300`

Property Details

APN / Parcel Number

Primary APN	`14-338300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,248 sqft Total Area
1st Floor Area	2,496 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	49 E HOWARD ST
City	GIRARD
State	OH
Zip	44420-2922
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	11 7 50F OSBORN HOWARD ST GIRARD CITY
Legal Subdivision	OSBORNS THIRD ADDITION
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2015
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	247 OAK KNOLL AVE SE, WARREN, OH 44483-6036
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit RCN CAPITAL LLC A CONNECTICUT LIMITED LI
Dec 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	202020093
Last Transfer Date	Dec 1, 2020
Transfer Doc	0000024320
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	49 E HOWARD ST, GIRARD, OH 44420-2922
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 OAK KNOLL AVE SE, WARREN, OH 44483-6036

Mortgage

Document Number	0000004348
Date	Mar 18, 2026
Instrument	202603180004348

Lender

Name	RCN CAPITAL LLC A CONNECTICUT LIMITED LI
Type	Non-Lending Institution
Address	75 GERBER RD E # 102, SOUTH WINDSOR, CT 06074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Dec 9, 2020
Property Address	49 E HOWARD ST, GIRARD, OH 44420-2922
Document Number	0000024320
Instrument Date	Dec 1, 2020
Instrument	24320
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	247 OAK KNOLL AVE SE WARREN OH 444836036, WARREN, OH 44483-6036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Oct 13, 2020
Property Address	49 E HOWARD ST, GIRARD, OH 44420-2922
Document Number	0000020093
Instrument Date	Oct 8, 2020
Instrument	20093
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 OAK KNOLL AVE SE WARREN OH 444836036, WARREN, OH 44483-6036

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00 (+37.7%)	$22,550 (-) Land $3,260 Building $19,290
2024	$687.00 (-28.81%)	$22,550 (-) Land $3,260 Building $19,290
2023	$965.00 (+110.7%)	$22,550 (+45.39%) Land $3,260 Building $19,290	$64,400 (+45.37%) Land $9,300 Building $55,100
2022	$458.00	$15,510 Land $3,260 Building $12,250
2020			$44,300 Land $9,300 Building $35,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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