49 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 49 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	1,140 sqft · built 1984
Lot Size	0.014 acres (587 sqft)
Owner	Individual Name on File
Last Sale	$1,430,000 (Jun 2013)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-00075-01-00015`

Property Details

APN / Parcel Number

Primary APN	`18-00075-01-00015`
Alternative APN	`1800075000100015`

Interior

Stories	2 Stories
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	587 sqft (0.014 acres)

Location & Zoning

Street Address	49 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-1908
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PARK HGTS VILLAS BLDG 3 UNIT 15
Legal Subdivision	PARK HEIGHTS VILLAS CONDO BLDG
Legal Block	75.1
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1008
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00075-01-00015

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 E CLIFF ST, SOMERVILLE, NJ 08876-1908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2013 · Amount on Record
Deed Sale	Jun 05, 2013 · Amount on Record
Prior Sale	Dec 21, 2004 · Amount on Record
Deed Document Number	201331282
Deed Book / Page	6639 / 122
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	49 E CLIFF ST, SOMERVILLE, NJ 08876-1908
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030164
Date	Aug 09, 2018
Book Page	7063/0231
Instrument	2018030164

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,400 (-) Land $55,000 Building $91,400	$146,400 (-) Land $55,000 Building $91,400
2025	$5,972.00 (+3.2%)	$146,400 (-) Land $55,000 Building $91,400	$146,400 (-) Land $55,000 Building $91,400
2024	$5,787.00 (+5.1%)
2023		$146,400 Land $55,000 Building $91,400	$146,400 Land $55,000 Building $91,400
2022	$5,506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.