49 E 38th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 49 E 38th Ave, San Mateo, CA 94403 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1953
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,770,000 (May 2025)
Tax Bill$23,492 (2025)
Deeds & MortgagesOct 2025 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-096-080

Property Details

APN / Parcel Number

Primary APN040-096-080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,080 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area270 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address49 E 38TH AVE
CitySAN MATEO
StateCA
Zip94403-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 BLOCK 7 GLENDALE VILLAGE RSM 32/2 3 CITY OF SAN MATEO
Legal SubdivisionGLENDALE VILLAGE
Legal Block7
Legal Lot Number22
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1010
Census Tract608501

Owner

Source: San Mateo County records · APN 040-096-080

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address49 E 38TH AVE, SAN MATEO, CA 94403-3507
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
SOFI BANK NA
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Apr 16, 2018Grant Deed, Transfer · ARM
TECHNOLOGY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2025 · Amount on Record
Deed SaleMay 23, 2025 · Amount on Record
Prior SaleApr 16, 2018 · Amount on Record
Deed Document Number202525835
Prior Transfer DateSep 21, 2001
Prior Transfer Doc0000152075
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address49 E 38TH AVE, SAN MATEO, CA 94403-3507
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 E 38TH AVE, SAN MATEO, CA 94403-3507

Mortgage

Document Number0000057337
DateOct 28, 2025
Instrument2025-057337
Lender
NameSOFI BANK NA
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address49 E 38TH AVE, SAN MATEO, CA 94403-3507
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 E 38TH AVE, SAN MATEO, CA 94403-3507

Mortgage

Document Number0000133134
DateNov 23, 2020
Instrument2020-133134
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate9.25%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 16, 2018
Property Address49 E 38TH AVE, SAN MATEO, CA 94403-3507
Document Number0000028472
Map ReferenceMB32 PG2&3
Instrument DateApr 10, 2018
Instrument2018-028472
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 E 38TH AVE, SAN MATEO, CA 94403-3507

Mortgage

Document Number0000028473
DateApr 16, 2018
Instrument2018-028473
Lender
NameTECHNOLOGY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMay 01, 2023
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,805,400 (-0.89%) Land $1,234,200 Building $571,200
2025$23,492.00 (+2.72%) Homeowner's exemption$1,821,659 (+4.04%) Land $1,137,827 Building $683,832
2023$22,870.00 (+2.68%) Homeowner's exemption$1,750,924 Land $1,093,645 Building $657,279$1,341,540
2022$22,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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