Buffalo County property record for 49 E 2nd St, Buffalo City, WI 54622
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.229 acres (9,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Oct 2026) |
| Tax Bill | $2,875 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-00191-0000 |
| Primary APN | 206-00191-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,997 sqft (0.229 acres) |
|---|
| Street Address | 49 E 2ND ST |
|---|---|
| City | COCHRANE |
| State | WI |
| Zip | 54622-7305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG PLAT OF BUFFALO CITY LOT 444 445 |
| Legal Range | 12W |
| Legal Township | 20N |
| Legal Section | 07 |
| Legal Subdivision | ORIGINAL PLAT OF BUFFALO CITY |
| Legal Lot Number | 444 |
| Jurisdiction | BUFFALO WI |
| Township / Civil Division | BUFFALO CITY |
| Census Block Group | 2 |
| Census Block | 2120 |
| Census Tract | 960400 |
Source: Buffalo County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 E 2ND ST, COCHRANE, WI 54622-7305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on Record |
| Deed Sale | Oct 6, 2026 · Amount on Record |
| Deed Document Number | 2026291110 |
| Prior Transfer Date | Jan 1, 2021 |
| Prior Transfer Doc | 0000274728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUFFALO WI |
| Recording Date | Oct 6, 2026 |
| Property Address | 49 E 2ND ST, COCHRANE, WI 54622-7305 |
| Document Number | 0000291110 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026291110 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 E 2ND ST, COCHRANE, WI 54622-7305 |
| Document Number | 0000291111, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 2026291111 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUFFALO WI |
| Recording Date | Jan 18, 2021 |
| Property Address | 49 E 2ND ST, BUFFALO CITY, WI 54622-7305 |
| Document Number | 0000274728 |
| Instrument Date | Jan 1, 2021 |
| Instrument | 274728 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Buffalo County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Buffalo County |
| Municipality | Buffalo City |
| Unified School District | Cochrane-Fountain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,875.00 (+9.44%) | $225,200 (+84.89%) Land $15,000 Building $210,200 | $245,800 (+25.66%) Land $16,372 Building $229,428 |
| 2023 | $2,627.00 | $121,800 Land $7,500 Building $114,300 | $195,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERVIEW PARK private · serves 90 people · EPA ID WI6060227 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cochrane Cooperative Telephone Company Fiber | 1,000 / 1,000 |
May also be available: GigFire.
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