49 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 49 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,144 sqft · built 1906
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,500 (Oct 2002)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-29-457-020`

Property Details

APN / Parcel Number

Primary APN	`70-16-29-457-020`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,039 sqft
Basement Area	722 sqft
Unfinished Basement	723 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	132 ft deep x 42.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 28 BLK 8 A RE-PLAT OF BLKS 62-69 INCL ASSESSOR'S PLAT #2 ORIGINAL PLAT CITY OF HOLLAND SEC 29 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	29
Legal Subdivision	ORIGINAL PLAT
Legal Block	8,62-69
Legal Lot Number	28
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2018
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 E 16TH ST, HOLLAND, MI 49423-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2002 · Amount on Record
Deed Sale	Oct 31, 2002 · Amount on Record
Prior Sale	Feb 28, 2001 · Amount on Record
Deed Book / Page	3704 / 457
Last Transfer Date	Jun 3, 2026
Transfer Doc	0000019993
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 2, 2026
Property Address	49 E 16TH ST, HOLLAND, MI 49423-4201
Document Number	0000019993
Instrument Date	Jun 3, 2026
Instrument	202619993
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E 16TH ST, HOLLAND, MI 49423-4201

Mortgage

Document Number	0000019994,
Date	Jul 2, 2026
Instrument	202619994

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	49 E 16TH ST, HOLLAND, MI 49423-4201
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E 16TH ST, HOLLAND, MI 49423-4201

Mortgage

Document Number	20230023592
Date	Sep 18, 2023
Instrument	2023-0023592

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Oct 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	49 E 16TH ST, HOLLAND, MI 49423-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180037703
Date	Oct 19, 2018
Instrument	2018-0037703

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 19, 2043

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,600 (+7.82%)	$157,200 (+7.82%)
2025	$1,608.00 (+15.85%)
2023		$72,900	$145,800
2022	$1,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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