49 Donovan Dr, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 49 Donovan Dr, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,304 sqft · built 2005
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 1998)
Tax Bill	$11,653 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`354200 199.00-02-19.17`

Property Details

APN / Parcel Number

Primary APN	`354200 199.00-02-19.17`
Alternative APN	`420019900000020191700000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,304 sqft Living Area
1st Floor Area	1,960 sqft
2nd Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	195 ft deep x 218 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	49 DONOVAN DR
City	OSWEGO
State	NY
Zip	13126-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Subdivision	SILVER ESTATES WEST
Legal Block	2
Legal Lot Number	19.170
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1044
Census Tract	21401

Owner

49 Donovan Dr is owned and occupied by an individual who bought it in October 1998.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	49 DONOVAN DR, OSWEGO, NY 13126-5617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1998 · Amount on File
Deed Sale	Oct 15, 1998 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Book / Page	1431 / 294
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	49 DONOVAN DR, OSWEGO, NY 13126-5617
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DONOVAN DR, OSWEGO, NY 13126-5617

Mortgage

Document Number	0000001335
Date	Dec 17, 2025
Instrument	R-2025-011335

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	49 DONOVAN DR, OSWEGO, NY 13126-5617
Document Number	0000001249
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DONOVAN DR OSWEGO NY 131265617, OSWEGO, NY 13126-5617

Mortgage

Document Number	0000001249
Date	Feb 12, 2020
Instrument	1249

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	49 DONOVAN DR, OSWEGO, NY 13126-5617
Document Number	0000000887
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	49 DONOVAN DR OSWEGO NY 131265617, OSWEGO, NY 13126-5617

Mortgage

Document Number	0000000887
Date	Jan 30, 2019
Instrument	887

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 49 Donovan Dr was $11,653 with exemptions applied, up 10.9% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,653.00 (+10.91%) Homeowner's exemption Veteran's exemption
2025	$10,507.00	$292,000 Land $38,300 Building $253,700	$478,689 Land $62,787 Building $415,902
2023		$292,000 Land $38,300 Building $253,700	$423,188 Land $55,507 Building $367,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Donovan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Donovan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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