49 Dog Patch Ln, Stafford, VA 22554 Property Records

Stafford County property record for 49 Dog Patch Ln, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,980 sqft · built 2004
Lot Size	1.39 acres (60,896 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-107C`

Property Details

APN / Parcel Number

Primary APN	`28-107C`
Alternative APNs	`028 107C` `17154`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,980 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	2,100 sqft
Basement Area	2,100 sqft
Finished Basement	1,880 sqft
Unfinished Basement	220 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,896 sqft (1.39 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	1,062 sqft
Patio Area	1,062 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	17154
Street Address	49 DOG PATCH LN
City	STAFFORD
State	VA
Zip	22554-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	STAFFORD 1.398 AC
Legal Subdivision	STAFFORD
Legal Block	2
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2002
Census Tract	10217

Owner

49 Dog Patch Ln is owned and occupied by two individuals who acquired it in September 2024.

Source: Stafford County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 DOG PATCH LN, STAFFORD, VA 22554-6902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Jul 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2016
Deed Sale	Oct 17, 2016
Prior Sale	May 26, 2015 · Amount on File
Deed Document Number	201619097
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000010840
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	49 DOG PATCH LN, STAFFORD, VA 22554-6902
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002741
Date	Mar 15, 2023
Instrument	230002741

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	49 DOG PATCH LN, STAFFORD, VA 22554-6902
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210025604
Date	Jul 28, 2021
Instrument	210025604

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	49 DOG PATCH LN, STAFFORD, VA 22554-6902
Document Number	180007388
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180007388
Date	May 7, 2018
Instrument	7388

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 6, 2038

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	49 DOG PATCH LN, STAFFORD, VA 22554-6902
Document Number	170021467
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	CHAMPION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DOG PATCH LN STAFFORD VA 225546902, STAFFORD, VA 22554-6902

Mortgage

Document Number	170021467
Date	Nov 30, 2017
Instrument	21467

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 49 Dog Patch Ln was $5,238.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00	$568,300 Land $125,000 Building $443,300	$568,300 Land $125,000 Building $443,300
2023	$5,149.00	$544,900 Land $115,000 Building $429,900	$544,900 Land $115,000 Building $429,900
2021	$3,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Dog Patch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Dog Patch Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dog Patch Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures