49 Division St, Quincy, MA 02171 Property Records

Norfolk County and Quincy City property record for 49 Division St, Quincy, MA 02171

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,584 sqft · built 1960
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Trust Names on File
Last Sale	$165,000 (Aug 1988)
Tax Bill	$8,325 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`M:6155 B:10 L:335`

Property Details

APN / Parcel Number

Primary APN	`M:6155 B:10 L:335`
Alternative APNs	`QUIN M:6155 B:10 L:335` `2289501`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	3,080 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2289501
Street Address	49 DIVISION ST
City	QUINCY
State	MA
Zip	02171-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	10
Legal Lot Number	335
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3002
Census Tract	417201

Owner

49 Division St is owner-occupied and held in a trust since July 2021.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	49 DIVISION ST, QUINCY, MA 02171-2560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jul 9, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1988 · Amount on File
Deed Sale	Aug 12, 1988 · Amount on File
Last Transfer Date	Jul 2, 2021
Transfer Doc	1481790
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001521071
Date	May 17, 2023
Instrument	1521071

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Jun 1, 2068

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1479768
Date	Jun 17, 2021
Instrument	1479768

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Jul 1, 2066

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Jul 9, 2021
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Document Number	1481790
Instrument Date	Jul 2, 2021
Instrument	1481790
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DIVISION ST, QUINCY, MA 02171-2560

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Document Number	0001443409
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 DIVISION ST QUINCY MA 021712560, QUINCY, MA 02171-2560

Mortgage

Document Number	0001443409
Date	Apr 3, 2020
Instrument	1443409

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Document Number	0001386020
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001386020
Date	Sep 11, 2017
Instrument	1386020

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	49 DIVISION ST, QUINCY, MA 02171-2560
Document Number	0001380188
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001380188
Date	Jun 15, 2017
Instrument	1380188

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 49 Division St was $8,325, up 4.5% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,325.00 (+4.53%)	$706,700 (+2.32%) Land $323,800 Building $382,900	$685,520 (-)
2025	$7,964.00 (+4.5%)	$690,700 (+2.14%) Land $308,400 Building $382,300	$685,520 (+9.38%)
2024	$7,621.00 (+6.62%)	$676,200 (+5.29%) Land $308,400 Building $367,800	$626,715
2023	$7,148.00	$642,200 Land $293,700 Building $348,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 units insured incl. 5 condo units
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 49 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Netafy, Starry.

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