49 Derby Dr, Hanover, PA 17331 Property Records

Adams County property record for 49 Derby Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,076 sqft · built 2004
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$7,402 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 036-0004-000`

Property Details

APN / Parcel Number

Primary APN	`08 036-0004-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 DERBY DR
City	HANOVER
State	PA
Zip	17331-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AP
Legal Lot Number	L-0012A
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1042
Census Tract	31102

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 DERBY DR, HANOVER, PA 17331-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 13, 2018	Deed of Trust, Mortgage · Balloon Mortgage BRANCH BANKING AND TRUST CO
Jul 12, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	May 1, 2000 · Amount on Record
Deed Document Number	20187596
Deed Book / Page	6397 / 459
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	49 DERBY DR, HANOVER, PA 17331-8623
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00007115/1
Date	Jul 13, 2023
Book Page	7115/1

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	49 DERBY DR, HANOVER, PA 17331-8623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6446/172
Date	Dec 13, 2018
Book Page	6446/172
Instrument	201800014307

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2044

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jul 12, 2018
Property Address	49 DERBY DR, HANOVER, PA 17331-8623
Document Number	6397/459
Book / Page	6397 / 459
Instrument Date	Jun 1, 2018
Instrument	201800007596
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DERBY DR, HANOVER, PA 17331-8623

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,402.00 (+10.23%)	$303,600 (-) Land $64,000 Building $239,600
2024	$6,715.00 (+3.83%)	$303,600 (-) Land $64,000 Building $239,600
2023	$6,467.00	$303,600 Land $64,000 Building $239,600
2010			$303,600 Land $64,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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