49 Derby Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 49 Derby Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 1982
Lot Size	0.215 acres (9,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$784,000 (May 2004)
Tax Bill	$13,064 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-621-016-2`

Property Details

APN / Parcel Number

Primary APN	`209-621-016-2`
Alternative APN	`209-621-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,417 sqft
2nd Floor Area	865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,350 sqft (0.215 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 DERBY CT
City	SAN RAMON
State	CA
Zip	94583-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05324 L0097 B
Legal Subdivision	SUBDIVISION 5324
Legal Tract	05324
Legal Lot Number	97
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2007
Census Tract	345115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 DERBY CT, SAN RAMON, CA 94583-2446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2004 · Amount on Record
Deed Sale	May 4, 2004 · Amount on Record
Deed Document Number	2004164513
Last Transfer Date	Mar 11, 2015
Transfer Doc	0000047550
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 DERBY CT, SAN RAMON, CA 94583-2446
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151568
Date	Aug 21, 2017
Instrument	2017-151568

Lender

Name	THIRD FEDERAL SAVINGS
Type	Non-Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 DERBY CT, SAN RAMON, CA 94583-2446
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161821
Date	Sep 27, 2019
Instrument	2019-161821

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	49 DERBY CT, SAN RAMON, CA 94583-2446
Document Number	0000139030
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	49 DERBY CT SAN RAMON CA 945832446, SAN RAMON, CA 94583-2446

Mortgage

Document Number	0000139030
Date	Aug 28, 2019
Instrument	139030

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.04%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,136,961 (+2%) Land $703,352 Building $433,609
2025	$13,064.00 (+3.78%) Homeowner's exemption	$1,114,668 (+4.04%) Land $689,561 Building $425,107
2023	$12,588.00 (+0.76%) Homeowner's exemption	$1,071,386 Land $662,786 Building $408,600
2022	$12,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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