49 Cypress Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 49 Cypress Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1961
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2022)
Tax Bill	$5,043 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111900`

Property Details

APN / Parcel Number

Primary APN	`111900`
Alternative APNs	`WINL M:47 B:103 L:11` `00111900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,144 sqft
Basement Area	1,120 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	111900
Street Address	49 CYPRESS RD
City	WINDSOR LOCKS
State	CT
Zip	06096-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	103
Legal Lot Number	11
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2017
Census Tract	476300

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 CYPRESS RD, WINDSOR LOCKS, CT 06096-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Feb 14, 1990 · Amount on Record
Deed Book / Page	520 / 578
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 11, 2022
Property Address	49 CYPRESS RD, WINDSOR LOCKS, CT 06096-2648
Document Number	000520-578
Book / Page	520 / 578
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1278970010
Date	Aug 11, 2022
Instrument	1278970010

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	49 CYPRESS RD, WINDSOR LOCKS, CT 06096-2648
Document Number	481-452
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CYPRESS RD WINDSOR LOCKS CT 060962648, WINDSOR LOCKS, CT 06096-2648

Mortgage

Document Number	481-452
Date	Dec 19, 2018
Book Page	000481/000452
Instrument	812890007

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 18, 2021

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,210 (+68.99%) Land $59,150 Building $151,060	$147,147 Land $41,405 Building $105,742
2024	$5,043.00 (+44.09%)	$124,390 (-) Land $47,110 Building $77,280
2023	$3,500.00 (+8.93%)	$124,390 (-) Land $47,110 Building $77,280
2022	$3,213.00	$124,390 Land $47,110 Building $77,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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