49 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 49 Cutler St, Worcester, MA 01604

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4,326 sqft · built 1890
Lot Size	0.16 acres (6,957 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (Jun 2017)
Tax Bill	$14,963 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-031-00003`

Property Details

APN / Parcel Number

Primary APN	`4-031-00003`
Alternative APN	`WORC M:04 B:031 L:00003`

Interior

Total Rooms	18 Rooms
Units	2 Units
Building Area	4,326 sqft Living Area
Gross Area	7,950 sqft
Basement Area	1,582 sqft
Unfinished Basement	1,582 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	6,957 sqft (0.16 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	4-031-00003
Street Address	49 CUTLER ST
City	WORCESTER
State	MA
Zip	01604-5195
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RG-5
Legal Block	31
Legal Lot Number	3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	6
Census Block	6000
Census Tract	732400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 RIGA RD, DOVER, MA 02030-2439
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Deed Book / Page	57201 / 174
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 1, 2017
Property Address	49 CUTLER ST, WORCESTER, MA 01604-5195
Document Number	057201-174
Book / Page	57201 / 174
Instrument	56154
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CUTLER ST, WORCESTER, MA 01604-5195

Mortgage

Document Number	0572010176
Date	Jun 1, 2017
Instrument	57201/0176

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,963.00 (-2.16%)	$1,126,700 (-2.83%) Land $123,000 Building $1,003,700	$844,165
2025	$15,294.00 (+17.96%)	$1,159,500 (+28.25%) Land $117,100 Building $1,042,400
2023	$12,965.00	$904,100 Land $58,000 Building $846,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20