Schenectady County and Glenville Town property record for 49 Cuthbert St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,569 sqft · built 1935 |
| Lot Size | 0.143 acres (6,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,500 (Jan 2018) |
| Tax Bill | $6,046 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 30.69-3-20 |
| Primary APN | 422201 30.69-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Upper Floors Area | 523 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,240 sqft (0.143 acres) |
| Lot Dimensions | 78 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A02205 |
|---|---|
| Street Address | 49 CUTHBERT ST |
| City | SCOTIA |
| State | NY |
| Zip | 12302-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | L.T.B&L. SANDERS=2 L107 HLG UNF 1 YR |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Jan 25, 2018 | Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2018 · Amount on Record |
| Deed Sale | Jan 25, 2018 · Amount on Record |
| Prior Sale | Jan 22, 1999 · Amount on Record |
| Deed Document Number | 20184064 |
| Deed Book / Page | 1980 / 320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 49 CUTHBERT ST, SCOTIA, NY 12302-2930 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 49 CUTHBERT ST, SCHENECTADY, NY 12302-2930 |
| Document Number | 0000039655 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 5131/426 |
| Instrument | 202139655 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 25, 2018 |
| Property Address | 49 CUTHBERT ST, SCOTIA, NY 12302-2930 |
| Document Number | 0000004064 |
| Book / Page | 1980 / 320 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 201804064 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 CUTHBERT ST, 49, SCOTIA, NY 12302-2930 |
| Name | Verified Name |
|---|---|
| Address | 894 MORGAN AVE, SCHENECTADY, NY 12309-5522 |
| Document Number | 0000004065 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 201804065 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,046.00 | $118,600 (-) Land $16,100 Building $102,500 | $215,636 (+23.64%) Land $29,273 Building $186,363 |
| 2023 | $118,600 Land $16,100 Building $102,500 | $174,412 Land $23,677 Building $150,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (2005–2014) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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