49 Crystal Ln, Durango, CO 81301 Property Records

La Plata County property record for 49 Crystal Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,130 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$879,000 (Jul 2022)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5665-042-00-106`

Property Details

APN / Parcel Number

Primary APN	`5665-042-00-106`
Alternative APN	`R020306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,130 sqft Living Area
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Rustic
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	520 sqft
Patio Area	1,038 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020306
Street Address	49 CRYSTAL LN
City	DURANGO
State	CO
Zip	81301-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 4 TOWNSHIP: 35 RANGE: 9 TR IN S/2 NW/4 SW/4 49 CRYSTAL LN DURANGO 81301
Legal Range	09
Legal Township	35
Legal Section	04
Legal Subdivision	DURANGO
Legal Block	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 CRYSTAL LN, DURANGO, CO 81301-8805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	20221212727
Record Updated	Sep 20, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 14, 2022
Property Address	49 CRYSTAL LN, DURANGO, CO 81301-8805
Document Number	0001212727
Instrument Date	Jul 12, 2022
Instrument	1212727
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 CRYSTAL LN, 49, DURANGO, CO 81301-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CRYSTAL LN, DURANGO, CO 81301-8805

Mortgage

Document Number	0001212728
Date	Jul 14, 2022
Instrument	1212728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	49 CRYSTAL LN, DURANGO, CO 81301-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001152491
Date	Jan 14, 2019
Instrument	1152491

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,820 (+0.13%) Land $11,360 Building $43,460	$876,080 (-) Land $181,500 Building $694,580
2025	$3,074.00 (+60.94%)	$54,750 (+24.32%) Land $11,340 Building $43,410	$876,080 (+33.29%) Land $181,500 Building $694,580
2023	$1,910.00 (+10.4%)	$44,040 (+11.58%) Land $9,830 Building $34,210	$657,260 (+15.73%) Land $146,720 Building $510,540
2022	$1,730.00	$39,470 Land $8,970 Building $30,500	$567,920 Land $129,000 Building $438,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25

May also be available: FastTrack Communications, Spectrum, Verizon, Visionary Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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